Benefits Concierge & Coverage Vault

Turn insurance chaos into a clear Coverage Vault.

SkyeCares organizes your policies, key dates, dependents, providers, and claim history into one clean “Coverage Vault” with plain-language decision support — so you can stop guessing, stop overpaying, and start moving with clarity.

Start Vault Setup See What’s Included Open Enrollment War Room

Not insurance advice. SkyeCares provides organization, tracking, and decision support in plain language. We are not an insurance carrier and do not provide legal or medical advice. For plan-specific coverage decisions, consult your carrier, benefits administrator, or a licensed professional.

Coverage Vault · Preview

Clarity Mode

Policy Locker

Plan docs, cards, contacts, authorizations, provider directories — all in one vault map.

Claims & EOB Tracker

Track claim status, EOBs, denials, appeal deadlines, amounts billed vs allowed vs paid.

Key Dates & Triggers

Open enrollment, renewals, premium changes, HSA/FSA deadlines, prior auth expirations.

Plain-Language Decision Support

Translate “insurance-speak” into action steps: what matters, what to ask, what to confirm.

What SkyeCares Does

SkyeCares is a benefits concierge workflow built to reduce confusion and prevent expensive “missed details.” You get structure, tracking, and an organized Coverage Vault you can actually use.

Coverage Vault Setup

We build a structured vault index and trackers so your coverage is understandable at a glance.

Policy + card library map (what, where, who to call)
Key contacts (carrier, HR/benefits, provider, pharmacy)
Premiums, deductibles, OOP max, copays snapshot
Dependents & provider list reference

Open Enrollment War Room

A guided decision flow for enrollment season: compare plans, spot traps, and lock your choice with clarity.

Plan comparison grid (cost vs risk)
Questions-to-ask checklist (carrier/HR)
Change-impact review (new meds, new providers, travel)
Enrollment deadline and action calendar

Claims & EOB Tracker Support

Track claims, EOBs, and denials with a clean timeline and “next action” routing.

Claim status timeline + reference numbers
Billed vs allowed vs paid vs patient responsibility
Denial flags + appeal deadline tracker
Document checklist (EOBs, receipts, letters)

Support note: SkyeCares provides organization and decision support. If you want us to coordinate calls, compile questions, or assemble appeal packets, that scope is defined in your SOW/Deliverables for your project.

Open Enrollment War Room

Enrollment shouldn’t feel like gambling. The War Room is a structured decision flow: understand your real risks, compare plans on the metrics that matter, and walk away with a “chosen plan proof sheet” so you’re not second-guessing later.

Decision Frame

We map your year: expected care, prescriptions, chronic needs, likely events, and provider preferences.

Plan Compare Grid

Side-by-side comparison with plain language callouts: deductible traps, networks, formulary issues.

Execution Checklist

Deadlines, forms, confirmations, ID cards, HSA/FSA elections, and “verify coverage” steps.

Start Vault Setup

Fill this intake to generate a clean request packet. This page can export your answers to a JSON file so your team can attach it to the client record and start building the Coverage Vault immediately.

Full name

Phone

Coverage type

Primary goal

Open enrollment deadline (if known)

What’s going on?

Privacy note: Only submit the details necessary to start support. Do not paste sensitive medical record content, full SSNs, or full payment card details into forms.